The invention of Walmart brought with it a new era in our forever changing market place – one-stop-shopping able to undercut the competition through bulk purchases. But with the emergence of the online market place, led by sites such as shopify.com and their ecommerce website templates (amongst others), the free market finds itself undergoing yet another transformation.
While the Occupy Wall Street protests claim the big banks have too much money and too much control it’s still possible for the little guy to have a little financial control over their life. In fact, there are many ways to argue and win against unfair fees and charges from your local bank.
Deciding whether to move out of your parents’ basement has less to do with maturing as an adult and a lot more to do with balancing your financial future with your independence. It should be a calculated investment decision – let us walk you through the numbers.
When it comes to finding a financial advisor (particularly an online financial advisor) and organizing your personal finances it is important to understand what your financial needs are before you even begin to search. Think of choosing a financial advisor like choosing a puppy; you know you need one, especially for your children’s sake, but without at least knowing what breed you’re looking for your search could be endless.
Being in a relationship offers many financial benefits besides the obvious. From income-splitting to saving money on food, in part one of the series, we look at how income splitting works and how it can save you and your spouse a lot of money.
A comprehensive list of how to build credit and what personal finance strategies actually work, including why they work and their importance to establishing credit.
There are thousands of sites online these days promising huge profits related to forex trading. Below is an explanation of why it is virtually impossible to be profitable in the long run and it is one of the worst investment decisions you can make.
Here are the top 5 reasons you should consider leaving your financial advisor and begin the road to true financial independence and managing your personal finances.
Whether you are just starting out or have a long standing relationship with your financial advisor, we present you 5 reasons you should consider investing by yourself and begin the road to true financial independence.
Technical analysis tools can be used to improve market timing, to forecast price movements, and to indicate turning points before they occur (i.e., to act as a leading indicator). These applications can be helpful to advisors who recommend stocks to their clients and are widely used in the financial industry.
Making intelligent investment decisions does not have to be difficult. Below are some important investment ratios that most experts look for when choosing to evaluate a company. These aren't numbers to give you an instant fortune, or double your money in 10 days. These are numbers that can help you pick out stocks of real value, stocks that can survive recessions because they are built on solid fundamentals with strong cash flows and earnings.
Value investing is a about picking stocks currently undervalued by the market - but it also implies the company behind the stock also has real value. Picking a stock that's actually capable of turning a profit is the first step towards value investing.
An interesting delimma often arises as we struggle for financial freedom - paying off our debt or saving for a rainy day.
Investing is sometimes compared to gambling. It can be. And yet, for most of us, it shouldn't be. When you decide to invest you are taking the money you've worked hard for and giving it to someone else that can put the money to use in a way you currently cannot.
Choosing a Financial Advisor can be tough, but once you've found one replacing them can be harder than breaking up with a significant other. We'll show you how to determine when the relationship between you and your financial advisor is over.
Like many in debt the stark realities of the choices available leads to fear of being taken advantage of and hope for a solution to help evacuate you from the treadmill of seemingly infinite interest payments.
This is the second article posted in the retirement series - do not forget to check out the previous entry, Calculating the Cost of Retirement for some practical advice on planning for retirement.
The answer to “How much money will I need for retirement?” is not straightforward. You have to consider not only when you will retire, but also how you will live during retirement. Do you want to retire in 10 years or 20 years, and when you do retire, are you going to sell your house and live on a boat or buy a small piece of farmland and grow prize-winning strawberries.
